HH points and MR points are not equal. HH is more generous in giving them out, for example through the "Points & Points" double-dip option and higher multipliers on the HH Amex card. That means the points are effectively worth less. Without getting too technical about it right now, I estimate 1 MR point is worth about 0.67 HH point. Amongst the choices you outlined above, I would pick the DT at 30k or the HGI at 25k as the best bargains, especially if I had HH status that got me benefits like free breakfast.