Originally Posted by
jessebritches
When using a contract ID code that I am not entitled to that provides free loss damage waiver I am concerned that National will refused apply the LDW if I need to use it ...and then my personal insurance company will refuse to pay if they see I had LDW on my rental contract?
The second piece of your inquiry is one for your insurance agent or carrier. It is not one fairly answered by participants of FT.
Taking out LDW (even if indirectly, through a contract ID) may change your MC/Visa/Amex secondary coverage but it may not change your car insurance carrier's responsibility. Hence my first statement.