FlyerTalk Forums - View Single Post - Two different offers for converting BoA Visa cards to Barclays
Old May 17, 2009 | 5:50 pm
  #8  
BostonMark
 
Join Date: Sep 2007
Location: Palo Alto, CA
Programs: Air Canada Elite 35; United Gold (maybe Platinum?)
Posts: 1,073
I would guess it has less to do with your flying and more to do with your credit profile and desirability as a credit card customer. They're probably doing statistical modeling based on what they know about you, your credit history, outstanding credit, etc... to determine whether or not you'll be profitable and low risk customer to them. One thing to keep in mind: paying your balance in full every month is NOT profitable for them... and in the end your potential value to them will drive how much they're willing to spend (ie, how many miles to buy for you) in order to keep you...
BostonMark is offline