Originally Posted by
themicah
What I am pretty sure about is that CapOne doesn't charge any fee on top of the exchange rate, and AmEx does. But there are cards other than CapOne that don't charge fees (Schwab being my personal favorite) and there are tons of cards that charge more than AmEx. See
the list of fees we've been working to compile. So I don't see how anyone can apply such superlative labels to CapOne and Amex.
You are forgetting 1 thing, anyone can chose as I did to get the Cash Rewards cap1 CC, which throws me a 1% rebate. Thusly even the 1% that VISA charges isnt really charged to me since i get it back as the 1% Ca$h Rebate (actually its 1.25% if you leave it by Cap1 till 12/31