Originally Posted by
themicah
How would you be charged a cash advance fee for a transaction on an ATM card? Cash advance fees only apply to credit cards.
Citigold is supposedly fee free according to
the wiki. My friend's
shootout showed that Citigold was not quite as good as Schwab or TD in his tests in Thailand, but was less than 1% different.
I'm not THAT widely traveled, but have never seen an ATM-owner fee in Europe or Asia. There have been reports in this thread of ATM-owner fees in South America, though, and I've personally seen them in Canada.
used my Citi ATM card @ a citiBank ATM in SYD the other day, got hit with the expected 3% fee. Most Exchange places were some 10% off the reg Forex rate. So as much as I hate it 3% is alot better then 10%
Taxis do take CCs but add on a 10% fee then add on to that whatever your CC adds on for a Forex transaction
lastly in regards to Australia 2 weeks ago it was $1 = $1.43 AUD, today its $1.29 AUD