Originally Posted by
busterbaxter
I have not used my Citibank debit card abroad after they upp'ed the forex fee. But I still keep the account active. Reason is that some Citi ATMs in Japan are located indoors and you need to swipe your card to access at night. So even with a no forex fee Cap1 ATM card, I still need to use the Citi card to gain entry.
Most card readers that grant access to ATM lobbies are agnostic as to the kind of card. They just check to make sure you have a card with a working magnetic strip--they don't have the ability to tell whether it's a Citi ATM card or some other ATM card.
Are the Japanese Citi ATM lobbies really set up to only allow access to holders of Citi accounts? The Citi ATM lobby nearest my apartment in NYC allows me in with any card.