Originally Posted by
ajnaro
In fact, I can see no reason to maintain my Citibank account any longer even for the US. Schwab bank has bill pay and reimburses other banks' ATM fees. Perhaps Citibank will be useful to deposit occasional checks received in the mail. For credit card use in the US I prefer the Starwood AMEX or the Diners MasterCard.
I have not used my Citibank debit card abroad after they upp'ed the forex fee. But I still keep the account active. Reason is that some Citi ATMs in Japan are located indoors and you need to swipe your card to access at night. So even with a no forex fee Cap1 ATM card, I still need to use the Citi card to gain entry.