seems that only the WOW Checking refunds any ATM from the other bank (the 1 you used)

min $2500 must be daily bal otherwise fees will be charged, it pays all of 1/2% seems unless one is planning on withdrawing a large amount of Ca$h overseas its best to get ripped off by the likes of Citi that charges 3%

Since I will need very small amounts for transportation on buses/subway etc everything else is CC. Seems best to go with Citi at least when its their ATM as Bureau deChange will cost more then 3% in most cases.

Will ask at the hotel if they will give me $20 US in their currency and put onto my room, been lucky at times where when its $10 US or less then usually did it for me

anyone have the TDB acct?