Mort stated: "If you make your decision based on quantity and quality of options, you'll be happier in the long run....."

I would add "based on the quantity and quality of options THAT YOU WILL USE.........."

Some programs have options that other FT'ers adore, and I could care the least about. I feel certain the reverse is also true. Picking what you will enjoy and use is far more important than solely selecting on points.