Originally Posted by
gj83
Don't checking accounts work off a different system? I've opened many checking accounts and none show pulls on my credit report, but they do pull something.
Originally Posted by
ivk5
Correct. It's called Chex Systems. She can pull a report on herself for free once a year, just like with the big three CRAs. Check out
www.consumerdebit.com.
ivk5
It depends on banks. I had Wachovia pulled credit reports on us when opening a checking account. I had Capital One and Countrywide both pulled credit reports when opening CDs!