Originally Posted by
onobond
That sort of rounds up the problem, doesn't it? I was using an AMEX. All European Amex cards are issued in UK, does, however have the contact telephone number on the back to the country office where card holder lives. With a Danish Amex, issued in UK, but danish telephone #, no fee.
The merchant CC transaction fee is not solely based on percentage of sale.
However nice city CPH is, I'll look for other destinations for long weekends.
Originally Posted by
chrismo2
I don't think it has anything to do with the telephone number on the back of the CC, I think that is goes with the country, it's issued in. Danish credit cards, Mastercard(Maestro, Visa/Visa Electron are issued by PBS or a Danish bank. Danish American Express are issued by "Danske Bank".
Looks as we're talking apples and pears. "Telephone number" might have read "Telephone number country code" to yet clearer point to what is the final decider.
Without knowledge of Danish MC or Visa issuing, I have however had a couple of talks with AMEX representatives, who confirm:
1. All European AMEX cards are issued
in UK
2. Instructions to merchants from PBS, who have a monopoly of all card transactions in Denmark, is to check back of card for
telephone country code, when in doubt if credit card Danish or foreign.
What I pointed out with my original post was that, in Denmark, au contraire to other countries, "foreigners" i.e. people paying with CC, despite of where the card is issued, but with other than Danish country code in contact telephone # on the back of card, have an extra fee of 3,75% on the card transaction.
Discrimination based on gender, race, religion etc is illegal in civilised countries. Seems necessary to add, at least in Denmark,
country of domicile, regardless if this be judged by CC telephone country code, color of passport or other random way of deciding what is Un-Danish.