<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by lensman:
Umm. I don't want to be flamed for being anti-credit, but I'd like to suggest a mileage earning debit card unless there are specific reasons you need a credit card.
I just think credit cards promote fiscal irresponsibility. It's already too hard to live within your means without a credit card giving you the temporary ability to spend beyond your means as well as miles as an incentive to spend more.
Just some advice. Be careful. Know yourself.</font>
Credit responsibility is a personal issue. One should be resposible for for oneself in not to spend what cannot be paid off. As for debit cards, I am anti-debit cards. I do not like that a number/signature is all that can extract money from my bank account. At least with a credit card, the credit card is out the money in case of fraud and, in all of my experiences, they took care of it.
Of course the banks will not tell you this as they make money from the debit cards on each transaction. I say stick with credit.