Originally Posted by
monitor
All very true but in the case mentioned above by lerasp, it appears not unlikely that some landlord thought that it was a sufficiently significant financial breach to cause him to launch an L&T action that got that Tenant's name onto the credit bureau files.
No doubt the courts are quite busy, and either party can choose to be stubborn but if keeping your credit history clean is a priority, then any person finding themselves on the wrong end of a suit can always attempt to settle thereby avoiding an entry of judgment.