<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by yalie25:
Is it just me, or am I crazy in thinking that in any other industry this would reek of fraud?</font>
You obviously have no clue as to what constitutes fraud. Before you start rendering a legal opinion, please do us all a favor and do a little homework first so you can at least post something semi-educated.