This has been discussed in details in American Express MR forum and is easilly found just for typing "Financial review" in the search box.

However, here are some threads:
http://www.flyertalk.com/forum/ameri...view-amex.html
http://www.flyertalk.com/forum/ameri...nt-review.html
http://www.flyertalk.com/forum/ameri...al-review.html