Originally Posted by
jimbaum
I have a RBS card that gives me 3% cash back paid each month in the category that I use most (as far as I know, there are no excluded categories). So this card would work for this purpose even with the fee they charge.
The only thing is that I do not know how one would get the card today. I got it through a direct mail and have been using it for over 2 years now.
RBS is the Royal Bank of Scotland which is one of banking's mega disasters? I don't suppose it was the 3% deal they have been giving you which got them in so much trouble, but then I don't imagine it has been a very profitable undertaking for them.
I have another Chase card (not the MP Platinum Visa) that yields more points than any product they now offer, leaving me to wonder if the day will come when they tell me the good times are over and they cut back on the largesse. How long do you think the RBS is going to continue with 3% cash back? I hope for your sake it will be a very long time, but I wouldn't bet on it.