Originally Posted by
safigan
The agent was right that they're at risk even though you only charge $3k because once the business gets in trouble that could ballon to $25k easily. Better (for AmEx) to reduce the limit if you're not planning on using the credit.
It's true. And I have charged $30k sometimes (paid at the end of the cycle). However to reduce my credit line they don't need any IRS forms. They did it already few month ago.