For me amazing but true....I know they are not popular in the forums but I get some of my best 0% BT offers from them. Once I pay off the balances they come back with pretty low deals again 2% cost for 6 months or 3% per year. These days those fees are not bad. That is with no BT fees. Compare that to the crummy offers I am getting from Bank of America.

I use them for business. Charge some things but use most of them for Bt offers.

By the way the company I think is total slime is ADVANTA.

Rob