The Starwood American Express has no fee the first year, $30 thereafter. Earn 1 SPG point per dollar spent, redeem for Starwood hotel stays or convert 1:1 into most airline miles. Get 5000 bonus miles when converting 20,000 SPG points into miles.

http://www66.americanexpress.com/cards/Fmacfservlet?csi=6/11247/b/52/0/196191217500/0/n -- or --

https://www66.americanexpress.com/cards/Applyfservlet?csi=6/12874/b/57/25843 49830/258120959176/0/n

The Amtrak Mastercard has no fee. Earn 1 Amtrak point per dollar spent, redeem for Amtrak travel or merchandise or convert 1:1 into United, Continental, or Midwest miles or 1:1 into Hilton HHonors.

http://www.amtrakguestrewards.com/index.cfm?category=earn&loc=creditcardstan dardearningdetail.html


[This message has been edited by gleff (edited Jan 05, 2004).]