In my experience with another Chase card, I have to create a new password every time I log in. This means that, effectively, my password is a combination of my SSN, credit card number and secret question answer. I'm about to cancel the other card...and would get a CO Presidential Plus card is they had an agreement with pretty much any other bank. Any suggestions in terms of a good credit card for loyal CO flyers who do not want to deal with Chase? I'm leaning towards the Starwood AmEx.