Thanks for the feedback.

I ended up buying the Insignia HD cam a couple of weeks ago when they were having a bundle package deal. Tested it for a few days and was overall happy with the results. Daylight quality was great, indoor in dim lighting was grainy but useable. I liked the fact that it was on and ready record a second after opening the screen.

I had also bought the new Sony Webbie cam that just came out, used it for 10 minutes, put it back in the box, and returned it. Was worse then my cell phone video capability.