<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Wallstreet10006:
Regarding the ATM fee, there are several banks in New York City where there are no ATM fees. Two are Signature Bank (which I use all the time on the corner of Rector St. & Broadway, opposite Trinity Church) and Washington Mutual (many locations, including Chambers and Broadway). So if the ATM fee is stopping anyone from doing this, maybe this is helpful.</font>
In Atlanta and a number of other cities there's also Washington Mutual. Publix and their Presto machines also are a staple in much of the South. (Credit union members get good at sniffing these out, as CUs typically don't have many ATMs of their own).
And before the economic conservatives start chastising me for expecting something for nothing, I should remind everyone that even the surcharge-free ATMs get an "interchange fee," which has been around for many years and is typically passed to customers at $1.25-1.50 a shot or waived for minimum balances (I get 5 free a month). ATMs that surcharge are adding a second fee in addition to that. Sorry, but I don't believe in being charged twice for using an ATM once.