I bank in the EU, UK & US. If you have a local bank that issues a point earning visa with no exchange fees, I am curious. The extra cc fee in Denmark, I don't think I can avoid with any of my cards. I also have not found any cards that are free of the forex fee and earn miles as well.

Unfortunately I have to eliminate one of my cards from the traveling card group. I am shocked in Wells Fargo for eliminating it. More reason to dump and take my money elsewhere.