Ah yes, well your mistake was in assuming that someone with a Cent card was smart, that's a big leap of faith and two topics that are quite disconnected.

I was offered the Visa card before it was advertised or publicized and was told that it would have oodles of benefits to frequent travelers like myself and the free luxury gifts would crowd my doorstep to the point where I'd trip over them when I left the house. They also said that the women would swoon, it was a great cook, and would cure cancer.

The cancer part is still unproven, but I'm having my doubts.