This thread got a lot of FT'ers going! Good!
Sounds like Cap One is the best bet if you want to avoid the fees. I combine this with a Fidelity Brokerage ATM card with a Smartcash account... no transaction fees on ATMs worldwide.
The fees really add up. And I agree - we're going to be seeing more of them as the banking industry works through this crisis. At one point, Wells Fargo was charging to talk to a live agent on their 800#, don't know if that is still the case or not.
(Uh oh, did I just give AA an idea...?)