Originally Posted by
sk8uno
Ok, so I just checked the old credit report. My personal Citi/AA Amex card does NOT show a credit limit. Has anyone else heard what skofarrell has heard...namely that cards with no limit do NOT count towards a measure of your utilization?
Interesting sidenote: My report does not show an inquiry for the application associated with the Citi/AA card...
Have you checked all 3 credit reports? While the account is reported to all 3 credit bureaux, the inquiry would only show up on the one that the issuer used to pull your report.
What skofarrell has posted, is really a COMMON KNOWLEDGE for many people who do credit cards.