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Thread: Does Citi report credit limits on Citi/AA cards?
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Old Jan 19, 2009, 7:33 pm
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skofarrell
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Originally Posted by sk8uno
I have heard that Citibank doesn't report credit limits on Citi/AAdvantage cards, so that if you have any balance at the close of a statement it automatically looks like 100% utilization. Can anyone confirm this?

I have a credit limit on my Citi/AA Amex and I will be extremely annoyed if I find out I've been logging 100% utilization on it even though in reality I don't cross 10% utilization.
Most World Mastercards and Signature Visas do not report limits.

My understanding from reading creditboards.com is that these cards do count in overall amounts owed, but the CRAs do not count them as part of overall utilization when FICO cooks up its magic number.

http://creditboards.com/forums/index...owtopic=378905
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