lol, yes, that is correct! :-) however, if you have access to a private bank, most likely 2800 usd or 2800 eur isnt really a huge problem. now, dont get me wrong, im not saying that anyone and everyone banking with a private bank would naturally want to spend that kind of money on the card.

the topic of the value for money of the card has been discussed so many times in various posts; its just a question of 'value for you' and your ability to make use of the services and benefits provided.