What you have reported is true. What they seem to have omitted is that you earn 1.5pts/HK$ on the Citi Premier Miles Visa. So the effective rate is HK$8=1AM and HK$4=1AM for overseas (where "overseas" does not include mainland China or Macau).
http://www.citibank.com.hk/HKGCB/APP...it%20Cards
Last edited by christep; Jan 4, 2009 at 9:33 pm