Originally Posted by
Centurion
jeesh you are likely to get slamed, flamed this has been asked answered so many times. FOR USA CENTURION (other countries differ) The requirment is you spend AND PAY 250,000 within 12 months. You can do this with any amex personal card and get a personal centurion. You can do this with most corp amex and get a corp centurion. Once again they are looking at payment besides spend. The 250k is firm in the USA
Seems like (again) there is some confusion here. Let's get this clear, once and for all:
If you spend 250k on your personal card(s), you may get a personal centurion.
If you spend 250k on your business card(s), you may get a business centurion.
If you spend 250k on your corporate card, you get nothing. There is no corporate centurion, nor has there ever been one.
Your spend on your corporate card does NOT count for any type of centurion card.
The Personal and Business cards are on your own credit history and guaranteed by you personally. The corporate card is on a company's credit and guaranteed by them - if you pay late on a corporate card, your own score is not affected nor does that appear anywhere. The credit limit on a corporate card is based upon what Amex rates your company based on their Dun&Bradstreet ratings and reports. That is why corporate cards don't count.
Also, you must be the primary cardholder on a business card for that kind of spend to count towards you getting a business centurion. Otherwise, the business centurion will be offered to the primary cardholder (who is the one guaranteeing the business card on his/her own personal social security number.
Furthermore - Usually, "credit" type cards don't count towards your spend (just charge cards that are paid off in full each month). But this rule has been known to be occasionally relaxed in some cases. No guarantee.
So, to summarize for the OP question:
You will not get a centurion card with under 250k spend. In some cases, just under 250k in a very short period of time (i.e. a few months) will lead to a relaxing of the rules, if it is obvious that you will reach 250k in far less than the 12 months required.
You cannot get any type of centurion card for your corporate card spending. Even 1 million spend on a corporate card does not figure into any calculations - since it is not "your" spend nor does Amex link it to you personally.
You can get a business centurion for your business charge card spending - but only if you are the primary account holder whose social security number is on the "master" account and whose personal credit history and score is guaranteeing the accounts of that business card and its credit limits.
Hope this clarifies the misunderstanding here.