jeesh you are likely to get slamed, flamed this has been asked answered so many times. FOR USA CENTURION (other countries differ) The requirment is you spend AND PAY 250,000 within 12 months. You can do this with any amex personal card and get a personal centurion. You can do this with most corp amex and get a corp centurion. Once again they are looking at payment besides spend. The 250k is firm in the USA