Back to the original post:
" ...MVCI is regrettably suspending the issuance of Marriott Reward points to participants in the Program as of November 30, 2008.
This was a program where they gave you 25,000 points if you kept the loan with Marriott (at a Credit Card type 13% rate).
Many people kept the loan with Marriott only because of the points.
By stopping the program, there is now a reason for many people to payoff the loan (by transferring it somewhere else most likely).
While this will hurt profit a little on the finance side, it will free up capital to use to help people buy TS.
With tightening secondary credit market seems like a smart move.