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Old Dec 29, 2008 | 7:50 pm
  #7  
anaggie
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Join Date: Jan 2006
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Posts: 4,140
Originally Posted by hs1
It is more likely that :

1. you have not moved in 2 years therefore your informations you provided matches with the one pulled by Citi.
2. you already have some other version of Citi cards, so you are sort of "pre-approved"
I doubt that...I have been in my new house exactly ONE year now and I had had CITI crds since 1997.

I have a feeling why this happened because I have stopped doing anything with my credit score when it dropped like a ball in SEPT 2008o approx 600. It is back to 800+ so maybe that is why the instant aprovals.

I am just happy that I do not need to go thru the "more info needed" letter route.
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