Originally Posted by
BreezwayFlyer
I received an offer in the mail for a Gold card with MR, first year free, and 25K MR points. I currently have a blue card with an average $25-35K/yr spend. It is not clear that the gold card has any additional benefits over the blue card except the free 25K MR points. We normally use our MR points for retail gift cards. Are the free MR points worth it? Is there any benefit to keeping the Gold card after earning the free MR points given that the blue card has no annual fee?
Trust me you are paying for those "free points" with annual fees over the next 2 years so really nothing is "free" but with the Blue Card everything you earn on it is free since there is no annual fee. Plus AMEX out of corporate greed has cut back on benefits for the gold and green card over the years that they are almost identical to the no annual fee Amex cards.