Originally Posted by MileKing

Received offer in mail yesterday. This is the card I've been waiting for. It is 2% back on all charges, no annual fee, no international transaction fees. Details at www.schwab.com/creditcard. Only requirement is that you need to have a Schwab One account for the cash back to be deposited into. Additional card is also free.

Assuming my application for this card is approved, I will be moving all of my and Mrs. MileKing's spending to it except for gas, grocery, fast food (will continue to use 3% Chase Freedom), charges at Marriott properties (will use Marriott Rewards card), charges at HHonors properties (will use HHonors AMEX), and charges at SPG properties (will use SPG AMEX). Will also cancel my AAdvantage Mastercard when it comes up for renewal next year. 2% cashback beats miles/points.