Hence my grin above. I don't need the super huge credit line, so I was simply amused by the fact that they combined all the credit lines from 5 cards down to 2, down to the last penny.

They can now cut my super huge credit line to a small fraction of what it is, and I still would be ok! I've got over $30,000 credit line on a single card which only gets used for a few iDines once every few months. And I've got over $20,000 credit line on the other single card, where my monthly spend is a few hundred dollars (it only gets gas/grocery/drug purchases). Just how much credit limit do I need for that?

(It's the credit history -- going back to 1991 in one case and 1993 in the other -- that I really wanted to preserve by this consolidation. The credit limit is just icing.)