Originally Posted by
Johnny Rocket
If an Amex card was lost/stolen and someone then goes and spends on it... and you dont realise until the end of the day... would you be covered?
Anyone been through these unfortunate circumstances? How were you treated and what was the outcome?
Is it mentioned in Amex's t&c?
You must report it to Amex ASAP and they will freeze your account and issue you a new card with a different number. As sbm12 said, you are only liable for $50 if a loss was reported in a timely manner and it was a personal card. However, more likely Amex will not even require you to pay $50.