so my thinking is not really that wrong? I assume also that if I can get enough for an international flight in 2-3 years, which would cost 150 in annual fees, but if I bought the ticket would cost 750-800 min then also it would be worth while? My mom books tickets usually 2 weeks or less in advance and uses pts to do so and has never had a problem, thus my thinking that if I pay 100 dollars in annual fees but get a ticket a week, or like Gleff said 1 to 2 days in advance, valued easily at 6-700 dollars then the annual fee would easily justify itself? Am I wrong or does this make sense?