Ahhh, true it would depend on our level of activity... Well, all we plan to do is stick with the Starwood and Amtrak. I don't want to apply for every promo and clutter our perfect credit reports with excess credit cards. Now knowing this would you say the same? And if the cards were both under my husband's name for example, would we be able to earn miles for my ff account or would they only be transferable to his? Once again, I'm assuming that ff programs only allow the account holder name to fly with earned tickets.

Julie