I am amazed at the number of FTers in this thread who believe that they are not on the hook for defective credit card security. Yeah, that's sort of what the law says, but the reality ...
Over the years I have dealt with many, many cases where the bank or merchant screwed up or was just plain crooked--and held or tried to hold the card user responsible. Otherwise, the bank or merchant has to eat the charge and they don't want to do it.
As a cursory reading of the newspaper these days indicates, anyone who relies on a bank to do the right thing is likely to be disapointed.
