Yes, this is the biggest negative of personal cards. If you attempt to get loans, you may have to show copies of COMPANY checks that show that the company is using your personal card and paying it. Otherwise, lenders want to know how you are paying the large card balances.

We use Continental business card for most transactions. Some months we run as much as we can on my presidential plus card to build up EQM's. However, I was never able to get as high a credit line on the personal card as the company card.

And - as far as I know - there is only ONE Continental business credit card being offered. Unless you live in Hawaii and apply for the Hawaiian bank version.