I had problems trying to get a free credit report from EX and TU through the central site - one of them wouldn't accept any of about 8 valid credit card numbers I typed in on a security question, while the other had a different technical problem. Only EQ came through, and I don't think its list of recent inquiries included those made through the other bureaus.

What are the other options at present for getting credit reports and inquiry histories, preferably with FICO or PLUS scores, whenever I want them (not just once per year). I'd prefer not to deal with the credit bureaus directly, as they appear to be in the scam business.

Thanks......