Originally Posted by
ride red
1) Check out the MBNA Starwood. I think it's the best for me, spending about 30k/year on the card.
You get 1 point for every 2 dollars, plus you get 5000 points for every $10k up to $30k.
So if you spend exactly $10/20/30k in a year, you'll get 10/20/30k points. If I come up short and spend $29 000, I would get 24500 points, still pretty good. The Starwood points transfer into FF points 20k to 25k, so there's a 1.25 transfer if you do want FF points in the end.
But an even better deal is nights and flights. For 60k points, you get 5 nights in a Starwood class 3 property AND 50k in FF points. For 70k points, you get 5 nights in a class 4 property and 50k in FF points.
The best part is that it has NO ANNUAL FEE. But it still comes with a bunch of insurance.
2) Yes, both cards can put rewards into the same Aeroplan account.
To my knowledge , the bonuses of $10/20/30K and $5K for 1st SPG stay apply only to
the first year of the use of the card. From the 2nd year it is only 1 point per $2 spend.
I hardly ever use the card anymore ( after having received all the bonuses during the
1st year )
My preffered CC is the TD Aadvantage card where you also get double miles for any
charges to AA.
Cheers
Michael