I just accepted a "0% for 1 year w/ no transfer fee" offer. Basically, getting a 1-year interest free loan for $3,500. The offer says "may take up to 30 days" to process. What are others' experience with balance transfers? Does it typically take that long? I only have 2 weeks between when I accepted the offer and when the payment is due at Chase.

FYI, if it makes a difference, it is National City making payment to Chase.