Originally Posted by
gfunkdave
Interesting angle. I'm planning on keeping this MC no matter what - I just will keep it in a drawer or something and use it when I lose my wallet or whatever. I did look at the BoA website, but none of the cards really speaks to me. I put virtually all my spend on the SPG Amex, so this is just a backup of a backup.
Unless someone has a good idea about a new card paradigm (geared to travel rewards), I'll probably just get the PenFed card. That way I can use it when I travel, as well as for gas.
IMHO there are very few interesting MBNA / BofA cards. However, you should always keep your oldest credit card. It increases your credit score over time. You could convert it to a BofA WorldMastercard or Visa Signature. On rare occasion those cards have useful benefits.
If you need a Visa/Mastercard to backup SPG, some interesting cards are:
Citi Professional Card - No annual fee; 3 ThankYou points for gas/rental cards/office supplies
Merrill+ Card - No annual fee; AA status match at $20k; AA or DL club at $50k
Diners Club - Transfers to many travel partners; but has a $95 annual fee