Interesting angle. I'm planning on keeping this MC no matter what - I just will keep it in a drawer or something and use it when I lose my wallet or whatever. I did look at the BoA website, but none of the cards really speaks to me. I put virtually all my spend on the SPG Amex, so this is just a backup of a backup.

Unless someone has a good idea about a new card paradigm (geared to travel rewards), I'll probably just get the PenFed card. That way I can use it when I travel, as well as for gas.