I signed up for a NetBank Money Market account a few months ago and received the 10,000 Holiday Inn Priority Club bonus points. (That offer may be over now, I'm not sure). It was a great deal in my view for only a $250 deposit. In addition, the Money Market account has no fees associated with it as long as you maintain the $250 minimum and choose on-line statements. You can close the account after 6 months. The account doesn't have bill pay or an ATM card associated with it (so no fees there), but yields are close to 2% right now which is excellent. You do get free checks, but are limited to using 3 (?) per month. No inactivity fees on the money market account either.

The checking account doesn't appear to be as good a deal unless you plan on making it your primary checking account.