Hello All,

So right now I have the Ameriprise Elite Card, a Platinum Amex, a chase visa signature and a mastercard from my credit union USAA. I was wondering if any of you had experiences using the concierge and which card would be the best one to keep. It seems like the concierges are all equally disappointing for making hard to reserve dining reservations or getting on the list for popular clubs. All of my cards except for the USAA one have an annual fee and I would like to pair down for next year. Is there any reason to keep the AMEX or VISA other than for purchase protection?