FlyerTalk Forums - View Single Post - Difference between a charge card and a credit card?
Old Aug 30, 2008 | 9:41 pm
  #4  
icurhere2
FlyerTalk Evangelist
1M
50 Countries Visited
All eyes on you!
15 Years on Site
 
Join Date: Jun 2008
Location: Rural TN (but WAS native)
Programs: National Executive Elite, none of the others matter
Posts: 23,831
Some American Express cards are still charge cards, while many are credit cards (and some are charge cards with the ability to "pay over time"):

http://www201.americanexpress.com/ap.../b/12&us_nu=dd

If one pays the bills in full each month when they come in, these effectively are the same. If one doesn't pay in full, that's when the differences in fees and interest rate calculations start to come into play . . .
icurhere2 is offline