Well, I did a couple of things, I disabled Zone Alarm, plus I plugged it into another USB port. One, or both of these things worked, as it's set up now.

I have a USB phone that I use with Skype. This will work with MJ too, I assume?

Thanks go out to PT, and everyone else who has put good info in this thread. The quality with Skype was driving me crazy, especially trying to get voice mails off my normal phone, and checking balances on the phone for my bank.